Sorry to read this, but you have landed in wrong place. This forum is aimed at IT professionals.
From your contribution I guess that you are not very careful and allow bad people to compromise you computer and data.
Ask a specialized company for help. As doctor cannot heal remotely, at least real doctors, we cannot heal your computer and your feelings.
Do not include telephone number, bank account, personal data and other sensitive data everywhere in internet if you are not sure enough.... Think ten times when you respond to unknown people in e-mail communication as well as do not respond to known people when there is request for personal or bank data or at least something "strange".
Adapt security standards. Start here to have some insight into problem
http://en.wikipedia.org/wiki/Computer_security
Regards
Milos