I am logged on as administrator, but every time I try to save a document I get a notice that I need to contact the administrator.

Also all of my documents are read only and I can access them.

Hi,

What's your environment, domain or workgroup?

Please check if this account is administrator:

Settings -> Accounts -> Your account, in the right pane, under your account name, it lists your account type.

Also try to logon another administrator account to see the result.

I am logged on as administrator, but every time I try to save a document I get a notice that I need to contact the administrator.

Also all of my documents are read only and I can access them.

This is true for me as well. A bit of exploring the Microsoft/Windows site has revealed that there are countless 'Administrator 'permissions', not just one kind. Now this might be necessary in a workplace environment, but at home, with non-professional computer users, getting a "you need to contact your Administrator" message is both dumb and pointless. We're logged in as Administrators, so why can't I save my Word Template, or whatever?

Home non-professionals need to have full access to their computers. How can this be provided, please?